Stay off the regulator's radar.
Full AML/CFT compliance for UAE businesses — goAML registration, AML policies, risk assessments and a named compliance officer — so you meet your obligations and avoid heavy penalties.
COMMON CHALLENGES
Compliance that protects your business.
AML rules are strict and the fines are severe. We make compliance clear and manageable — here’s how we take it off your plate.
⚠ THE WORRY
“We're not sure if AML rules even apply to us.”
✓ HOW FINTRA SOLVES IT
We confirm whether you’re a Designated Non-Financial Business or Profession (DNFBP) and exactly which obligations apply to your activity.
⚠ THE WORRY
“We haven't registered on goAML and don't know how.”
✓ HOW FINTRA SOLVES IT
We handle your goAML registration end to end and set you up to file the required reports correctly.
⚠ THE WORRY
“We have no AML policies or risk assessment.”
✓ HOW FINTRA SOLVES IT
We build your business risk assessment, policies, procedures and controls from scratch, tailored to your operations.
⚠ THE WORRY
“We don't have a compliance officer.”
✓ HOW FINTRA SOLVES IT
We can act as your outsourced AML Compliance Officer (MLRO) or train and support your appointed person.
⚠ THE WORRY
“We're worried about the penalties.”
✓ HOW FINTRA SOLVES IT
AML fines run from tens of thousands to millions of dirhams. We close your gaps quickly to keep you protected.
⚠ THE WORRY
“We were flagged in an inspection.”
✓ HOW FINTRA SOLVES IT
We diagnose the findings, remediate fast, and get your framework up to standard before it escalates.
WHAT’S INCLUDED
Complete AML/CFT compliance.
Engage us for the full lifecycle or a single piece — every service is led by a Chartered Accountant.
Risk Assessment
A business-wide AML risk assessment tailored to your activities and customers.
Compliance officer
An outsourced AML Compliance Officer/MLRO, or support for your appointee.
OUR PROCESS
From risk assessment to full compliance — a clear path.
CLIENT RESULTS
Real outcomes for real UAE businesses.
★★★★★
“Fintra got us goAML-registered and built our entire AML framework in weeks. We passed our inspection without a single issue.”
Rana Al-Mansoori
Managing Director, Meridian Trading
★★★★★
“They act as our outsourced compliance officer, so we get the expertise without hiring. Total peace of mind.”
Jayesh Varma
CFO, Halcyon Logistics
★★★★★
“Clear policies, staff trained, reporting handled. AML went from a worry to something we never think about.”
Sara Khoury
Founder, BrightPath Retail
FREQUENTLY ASKED
External audit, answered.
Everything you need to know before we talk. Still unsure about something? A specialist is one call away.
Does AML/CFT compliance apply to my business?
If you’re a Designated Non-Financial Business or Profession — such as real estate, dealers in precious metals and stones, corporate service providers or auditors — you’re in scope. We confirm your exact status and obligations.
What is goAML and do I need to register?
goAML is the UAE Financial Intelligence Unit’s reporting portal. In-scope businesses must register and use it to file suspicious transaction and activity reports. We handle registration and setup for you.
What documents and policies do I need?
A business risk assessment, AML/CFT policies and procedures, a CDD framework, and records of screening and training. We build all of these tailored to your business.
Do we need a compliance officer?
Yes — in-scope businesses must appoint an AML Compliance Officer (MLRO). We can act as your outsourced officer or support and train your appointed person.
What are the penalties for non-compliance?
AML penalties in the UAE range from tens of thousands up to millions of dirhams, plus licence action. Getting compliant quickly is the safest and cheapest path.
What is customer due diligence (CDD)?
It’s the process of verifying who your customers are, screening them against sanctions and PEP lists, and understanding their risk. We set up a practical CDD framework for you.
How long does it take to become compliant?
For most SMEs we can complete registration, risk assessment and core policies within a few weeks. We prioritise the highest-risk gaps first.
What if we've already been inspected or fined?
We remediate quickly — fixing the specific findings and bringing your whole framework up to standard to prevent escalation.
Do you provide ongoing support?
Yes. We keep your framework current, handle reporting, run periodic reviews and update you as rules change.
How do we get started?
Request a proposal and we’ll confirm your obligations and give you a clear, fixed-fee compliance plan — usually within a couple of business days.
Still have questions?
Talk to a CA-led specialist — no obligation, no sales pressure.
Book your free consultation today.
Everything you need to know before we talk. Still unsure about something? A specialist is one call away.
Get a Custom Proposal or Free Consultation
Tell us a little about your business and we’ll come back with a clear, fixed-fee proposal.
100% confidential · No obligation